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Give your people access to the pay they have already earned
Financial stress is the most common cause of reduced productivity and absenteeism at work. HR Duo's financial wellbeing tools help employees manage their money without it costing your business anything.
On-Demand Pay
Employees access their earned wages before pay day
On-demand pay lets employees withdraw wages they have already earned, whenever they need them. It reduces reliance on high-cost credit, lowers financial stress, and has been shown to improve retention and reduce absenteeism. For your business, there is no cash flow impact and no payroll admin.
- Employees access earned wages instantly via the HR Duo app
- Withdrawal automatically deducted at the next pay run
- No interest, fees, or repayment obligations for employees
- No impact on company cash flow
- Usage and withdrawal limits configurable by employer
- Shown to reduce absenteeism and improve staff retention
Payroll Savings
Help employees save directly from their pay
HR Duo lets employees set aside a portion of each pay cheque into a savings pot automatically. Small, regular savings built at source are one of the most effective ways to reduce financial stress long term.
- Employees choose a fixed amount or percentage to save each pay period
- Savings deducted automatically at payroll and held securely
- Employees access their savings pot via the HR Duo app
- No employer cost or administration overhead
- Visible savings balance helps employees plan ahead
Why it Matters
Financial wellbeing is a retention and productivity issue
Businesses that offer financial wellbeing benefits report measurably better outcomes. HR Duo makes these tools available to any employer without additional cost, complexity, or payroll changes.
- Financial stress is the leading cause of reduced workplace productivity
- On-demand pay is linked to lower staff turnover in shift-based industries
- Costs nothing to offer and requires no changes to existing payroll setup
- Supports your duty of care as an employer